... can apply to services. (Source from www.equalopportunitiescommission.co.uk). Direct sex discrimination Where a woman is treated less favourably than a man in similar circumstances because of her sex (s.1 (1) (a) SDA). It is direct sex discrimination if: * financial institutions insist that a married woman who wants a loan must apply jointly with her husband (unless all married applicants are always required to apply jointly with their partners) Indirect sex discrimination Where a condition or requirement is applied equally to both women and men but, in fact, it adversely affects more women than men and is not genuinely necessary (s.1 (1)(b) SDA). For example, it may be indirect sex discrimination if: * A mortgage provider only gives mortgages to people who work full-time. Although this condition would apply to both sexes it is likely to adversely affect more women than men since more women work part-time. Many part-time workers are in permanent, secure, well-paid ...

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